Roiward, backed by ITNIG and Abac Nest, receives €2 million from Banco Santander to accelerate its growth in Europe

Roiward, the Spanish fintech that simplifies employee benefits integration, has received financing from Banco Santander amounting to €1.8 million in working capital, expandable depending on the company’s performance, aimed at supporting its growth in Europe.

Following the opening of its offices in Bilbao, Barcelona, and Milan, the company is establishing itself as the leading technology infrastructure for the employee benefits and incentives sector. Roiward counts among its clients leading HR and HRTech companies such as Factorial, Zilch, Sequra, Scalapay, and Aon.

In 2025, the company reached a transaction volume of €11 million and has set a target of €55 million in transactions by the end of 2025, achieving a year-on-year growth of 500%.

Thanks to a scalable model that simplifies payments and management on specialized incentive and benefits platforms, Roiward has become the essential layer that allows HR and wellness platforms to offer benefits efficiently and seamlessly. Roiward operates under a B2B2C model: it provides an integration layer that eliminates the operational complexity of in-kind benefits. The platform handles payments, regulatory frameworks, content, and customer service, freeing HRTech and benefits platforms from the administrative and operational burden these processes entail.

“Thanks to this financing, we will strengthen the development of our technology and expand integrations with new HR platforms across Europe. We want Roiward to become the standard that allows any company to offer benefits in an agile, secure, and fully automated way to their employees,” explains Jonatan Amenedo, co-founder and CEO of Roiward.

About Roiward

Founded in 2023, Roiward is a Spanish fintech specializing in employee benefits solutions. Headquartered in Bilbao with offices in Barcelona and Milan, the company works with industry leaders such as Factorial, Aon, Willis, and Scalapay, and was a finalist for Best Fintech at the Caixa Emprende Siglo XXI Awards 2025. Backed by investors such as ITNIG, ABAC Nest, and David Tomás (Cyberclick), Roiward positions itself as the integrated infrastructure layer for the next generation of benefits in Europe. For more information, visit https://roiward.io/