Grupo A&G

Management team

Alberto Rodríguez-Fraile
Chairman and Founding Partner

Gonzalo Rodríguez-Fraile
Chief Executive Officer

Diego Fernández
Chief Investment Officer

Álvaro Boada
Partner, Aiga Advisory

Jorge Lovaco
Chief Corporate Officer

Lola Cendra
Head of Financial Control

Fernando Álvarez-Ude
Head of General Secretariat and Control

Alejandro Baigorri
Partner, Aiga Advisory

Luis Loring
Head of IT & Operations

Rafael Soldevilla
Head of Products & Services

Juan Espel
Chief Comercial Officer

Miguel Ángel Cabanas
Head of Private Banking

Javier García Baeza
Head of Institutional Fixed Income Trading

Diego González
Head of Facilities

Jaime de Vicente
Head of Middle Office

Francisco González
Head of Wealth Management

Laura Suárez
Head of Marketing & Communications

Diego Elejabeitia
Head of Business Development

Carlos Blanco
Head of Compliance

Patricia Zumalabe
Head of Back Office

Alfredo Vega
Head of Operations

Jesús Lara Garzás
Head of Institutional Fixed Income Trading

Andrés Jackson
Head of Information Systems & Technology

José Justo Coronel
Head of AML/CFT

José Manuel Villamor
Head of Portfolio Management

Francisco Julve
Head of Third-Party Products

José Manuel Martín Rojo
Head of Business Support

Carlos Romera
Head of Risk

Natalia Fuertes González
Deputy Secretary to Board of Directors

Israel Lara Garzás
Head of Institutional Fixed Income

Javier de Tomás
Head of Talent & HR

David Núñez de la Fuente
Managing Director, Private Equity

José Zurrón
Chief Financial, Legal & HR Officer

Laura Palacios
Head of Legal & Compliance

1. ADVICE

- Wealth Management: Wealth management tailored to each client, offering a sophisticated investment service. We manage our clients’ wealth holistically and have a strategic consultancy department supported by leading experts in tax advice. We tailor our solutions to the needs of each investor in terms of location, confidentiality, asset protection, estate planning etc.

Spain
· Securities portfolios
· Investment funds
· Pension plans
· SICAVs
· Luxembourg capital companies
· Managed and advised Unit-Linked life assurance
· SIFs
· RAIFs
· SICARs

Luxembourg
· Investment funds
· Managed and advised Unit-Linked life assurance
· SIFs
· RAIFs
· SICARs

- Investment strategies:

· Strategic positioning

Our clients pay us to help them make decisions and get them right. When building portfolios, an appropriate long-term investment strategy is the key factor for success and the driver of returns. It is necessary to establish a strategic positioning and, based on this, guide the entire decision-making process for each client.

· Asset allocation

Recommended asset allocation for different types of pre-defined and bespoke portfolios. Starting from strategic positioning, we arrive at a specific recommendation based on different risk profiles and management styles. The aim is to translate these ideas into specific portfolios, recommending weightings by asset class, region, sector etc.

· Alternative investments

In A&G, we have over 25 years’ experience advising our clients on alternative investments. In the current market environment, this type of investment has become increasingly important in many clients’ portfolios. In addition to product selection, how we incorporate these into clients’ portfolios is equally important.

· Fund selection

A&G has developed in-depth expertise in identifying external managers who bring significant added value to our clients’ portfolios. Investment funds form the core of our portfolios. A team that is a leader in Spain in open architecture analyses and recommends the best third-party funds.

- Investment banking:

· Corporate (M&A)
A division specialising in transactional, investment and financing advisory services for companies, families and institutional investors in corporate matters. More information can be found in this link

· Real Estate
A division specialising in transactional and corporate advisory services for companies, institutional investors and private wealth clients in real estate transactions. For more information, click here.

2. MANAGEMENT SERVICES

The client at the heart of decision-making
Our portfolio management professionals are responsible for the discretionary management of clients’ wealth portfolios and investment vehicles.

They take responsibility for decision-making from the investor’s perspective, with the banker acting as the channel for conveying client information.

We aim to gain an in-depth understanding of each client and devise a specific investment strategy for them -whether tailored or profile-based- drawn from a shared market outlook developed by the entire Investment Department. In this way, each solution is tailored to the client’s individual circumstances.

We operate by taking into account both our market outlook and the current state of the client’s assets, as well as the objectives set out in the mandate.

3. A&G INVESTMENT FUNDS

In A&G, we offer our own products. Our funds are open-ended funds, which we offer to clients only when we consider them to be the best option within their category and cannot find a more suitable alternative on the market.

We seek long-term investment solutions and, through our range of funds, we build investment strategies that address the key challenges of today’s market.

We believe that talent can only flourish in an environment of individual freedom and flexibility, and we seek to pool this talent, creating a team of managers in which each individual and each fund benefits from the knowledge of the rest of the team.

We are global and active managers, and we demonstrate these capabilities in equities, flexible fixed income and multi-asset strategies, with different management teams for the various funds, always ensuring a complete alignment of interests between investor, company and manager.

4. ALTERNATIVE INVESTMENTS

Our mission is to advise our clients by taking a holistic view of their wealth, rather than limiting ourselves to analysing listed markets. We believe it is vital to offer investments that differ from traditional assets.

This has led us to identify opportunities in the world of venture capital, private debt, property markets, renewable energy and anything else we consider to complement and enrich our clients’ portfolios.

Our offering focuses on developing our own products and collaborating with independent fund managers.

Independent asset managers

We distribute products from the most reputable national and international asset managers, both to our clients and to Spanish financial institutions that trust in our ability to select the best alternatives for each market. In most cases, these agreements are exclusive, which demonstrates the confidence these asset managers have in A&G’s capabilities.

5. SERVICES TO INSTITUTIONS

In A&G, we have a department dedicated to providing investment solutions to institutional clients (insurance companies, mutual societies, pension funds, financial institutions in general, and the treasury departments of large companies). With over 30 years’ accumulated experience and a specialised team, we are able to offer innovative, high-quality solutions to these clients.

- Product distribution

Through our Institutional Department, we make both our traditional and alternative investment funds available to our domestic and international clients.

In addition, we distribute the products of our Strategic Partners, notably AMUF (an alternative investment manager belonging to the European Investment Fund), New Capital and La Française.

- Fixed Income Desk

We have a team of eight professionals with extensive experience in trading fixed-income assets across all geographical markets and for all types of bonds, regardless of duration or credit risk.

We provide our private clients with access to the bond and debenture markets on highly competitive terms.

We work with over 200 institutional counterparties, both domestic and international, including banks, investment fund managers, pension fund managers, insurers and mutual societies.

These institutions see added value in collaborating with a private bank whose clients hold significant fixed-income positions. In turn, our clients benefit from a service that meets institutional standards, resulting in higher service quality and better prices.

6. INVESTMENT BANKING

A division specialising in corporate and real estate transaction advisory services. Find out more about all our services in both these areasvia this link.

Our values

We have built the A&G Group around a clear mission: to be the leading private bank in Spain. Every aspect of the company is geared towards this goal, based on our core beliefs, from the value proposition we offer our clients and shareholders to the Group’s regulatory licences. We strive for excellence and total dedication.

What sets us apart

A&G is more than just a private bank. It is the determination of an entire team of professionals to achieve perfection that enables us to deliver an excellent service. In A&G, we manage clients, and every client is unique. Our non-conformist spirit drives us to constantly seek improvement so that we can provide a service that stands out. We want our clients to find a place in our offices that inspires confidence and makes them feel as welcome as if they were in their own home. We work together, demanding the best of ourselves, because our goal is to achieve the complete satisfaction of each and every one of our clients.

Corporate Social Responsibility (CSR)

In A&G, we are deeply committed to society, the environment and sustainability. We care about our employees and their families, and our commitment to the well-being of our team is reflected in internal communication campaigns that promote healthy habits and encourage personal development and teamwork.

Our values are the foundation and driving force behind our work and our commitment to our clients and society. We have long applied social responsibility principles to our business and have sought to bring all these initiatives together in a CSR programme.

Our clients include family offices, institutional investors and private banking clients.