Kriya, a Mouro Capital portfolio company specialized in digital credit solutions for SMEs, has been acquired by Allica Bank, the fastest-growing digital business bank in the UK. This acquisition represents a strategic step that combines Kriya’s fintech expertise with Allica’s banking infrastructure and financial strength.
About Kriya
Since its launch in 2011, Kriya has provided over £4 billion in financing to thousands of businesses, processing more than 300,000 transactions and offering digital credit products such as Embedded PayLater, Invoice Finance, and Working Capital Loans. These tools have helped merchants unlock cash flow, offer flexible payment terms to buyers, and scale with confidence.
About Allica Bank
Allica Bank has established itself as one of the UK’s most dynamic digital banks, focusing on businesses with 5–250 employees – a segment representing a third of the UK economy and historically underserved by traditional banks. Since 2020, Allica Bank has lent over £3.5 billion to established UK companies.
One aligned mission
The acquisition will combine Kriya’s fintech agility with Allica’s banking scale and infrastructure, aiming to deploy over £1 billion in working-capital finance over the next three years. Kriya will continue to operate under its own brand, with the same team and focus, while expanding product offerings for SMEs in the UK and Europe.
Benefits for customers
Next steps
Kriya’s mission remains unchanged: helping businesses trade, pay, and get paid more efficiently. With the support of Allica Bank, product evolution, funding capacity, and customer choice will expand, marking the beginning of a new phase of growth and international expansion
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