BCAS, a Madrid-based EdTech startup specialising in flexible education financing, has announced the closing of a $35.4 million debt round, led exclusively by Spanish neobank MyInvestor.
The new funding will enable BCAS to expand its operational capacity, introduce traditional instalment-based financing at affordable interest rates, and significantly increase the number of students able to access education without financial barriers. With this round, BCAS has surpassed €55 million in total funding across debt and equity, with MyInvestor and Orilla AM as its main financial partners.
“This round represents a key milestone for us. On the one hand, it validates our model, and on the other, it allows us to take the next step in scale, product diversification and covering the entire value chain. It reflects the maturity of the project and BCAS’s commitment to solid and sustainable growth,” said Bosco González del Valle, co-CEO and co-founder of BCAS.
Founded in 2021 by Bosco González del Valle, Javier Ausín, and Manuel Avello, BCAS aims to promote equitable, sustainable, and high-quality education, enabling students to focus on their studies without financial constraints.
BCAS combines Income Share Agreement (ISA) financing, where students only begin repayments after securing employment, with instalment-based payment solutions, positioning itself as a comprehensive education financing platform for both training providers and individuals seeking to enhance their employability.
Following this transaction, BCAS has achieved profitability and improved operational stability. The company forecasts sustained growth of over 50% annually, and the new debt is expected to support financing for more than 6,000 students, while doubling its size and loan volume by 2026.
“This new financing marks a further scale-up for the company, consolidating its position as a leading education financing player in Spain and as one of the few Spanish EdTech companies capable of attracting large volumes of structured financing. The debt will allow BCAS to continue offering ISAs and to launch its new instalment-based financing product, broadening the range of solutions tailored to the real needs of students and training institutions,” stated the company.
In 2024, BCAS closed a €17 million funding round led by MyInvestor and Actyus (Andbank Group’s venture debt fund).
Currently operating in Spain and Germany, BCAS plans to expand further across Europe after consolidating its leadership nationally. To date, the company has financed more than 3,800 students and collaborates with over 60 training providers, including Ironhack, The Bridge, thePower, ISDI, 4Geeks, UNIR, EIP, and HACK A BOSS
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