Habi, the leading technology platform in Latin America that facilitates housing purchase, sale, and financing, announced the closing of a new financing facility with BBVA Spark for COP 150 billion (approximately USD 40 million), aimed at strengthening its operations in Colombia and continuing to drive the transformation of the regional real estate market. This amount adds to the recently announced USD 60 million facility in Mexico, bringing the company’s total credit lines to USD 100 million.
This transaction reinforces the strategic relationship between Habi and BBVA Spark and reflects the bank’s confidence in Habi’s ability to scale technology-driven solutions that improve liquidity, transparency, and access to housing across Latin America.
In Colombia, where more than 90% of household savings are concentrated in real estate, Habi has positioned itself as a key player in activating this market. Through its data- and AI-driven model, Habi develops advanced capabilities in property valuation, risk analysis, and process automation, enabling faster, safer, and more transparent transactions, significantly reducing sales timelines and expanding access to financing through its commercial partners.
Since its founding, more than 40,000 Colombian families have completed housing purchase, sale, or financing transactions through Habi, consolidating the company’s role in transforming the sector.
The proceeds from this financing line will allow Habi to strengthen its presence in Colombia, expand its capacity to invest in residential assets, and continue investing in the development of technology that enables large-scale housing transactions.
“Through BBVA Spark, we back companies that are solving structural problems in key sectors of the economy. Habi has shown how technology and smart use of data can transform the housing market in Colombia. We are confident that this partnership will continue expanding access to housing and improving sector efficiency,” said Eduardo González.
Habi has built the most robust real estate data platform in the region, supported by more than 66,000 proprietary purchase, sale, and financing transactions, allowing it to deliver more accurate valuations, optimize decision-making, and improve overall efficiency across the real estate process.
“This financing from BBVA Spark confirms the impact we are generating in Colombia. It allows us to accelerate our ability to support millions of Colombian families in the most important financial decision of their lives: buying, selling, or financing their home. By bringing transparency and reducing friction in real estate transactions, we are enabling millions of families to access more opportunities, build wealth, and move forward,” said Sebastián Noguera.
Beyond a financial transaction, this funding reflects a broader transformation in Colombia’s housing market. In a context where a significant share of household wealth is tied to illiquid assets, the combination of technology, data, and financial solutions is becoming essential to unlock market activity and expand access to housing.
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