Kintai is accelerating its growth with a €10 million funding round led by Barlon Capital. The transaction also includes participation from Prosegur, TQ Eurocredit, the Institut Català de Finances (ICF), and other investors from the technology and financial sectors.
The fintech, which specializes in alternative financing solutions for SMEs, will use the new capital to expand its technology platform, develop new product features, and hire talent to support its expansion plans. The company expects to double its workforce to 70 employees over the next 12 months, with a particular focus on technology, product, and business development.
“We were impressed by the team’s innovative mindset, technological approach, and ambition,” says Javier Rubió, partner at Barlon Capital. “Kintai has shown that it is possible to grow profitably in a market with enormous and still largely untapped potential, and we want to support the company in this next stage,” he adds.
Founded in 2021, Kintai was established to support SMEs and self-employed professionals that face difficulties accessing traditional financing. Since then, the company has introduced innovative financial solutions to the market. Its approach is based on adapting to the specific needs of each client, guided by the principles of flexibility, accessibility, and simplicity, with the aim of democratizing access to working capital.
Kintai provides working capital financing to companies with annual revenues of up to €300 million by advancing receivables, such as outstanding invoices, and converting them into immediate liquidity. Since its launch, the company has financed more than €150 million for around 1,000 businesses across Spain. Following the funding round, the founders and management team will retain approximately 45% of the company's share capital.
Kintai generated €4.5 million in revenue and €500,000 in EBITDA last year. For 2026, the company expects to surpass €10 million in revenue, supported by continued customer growth and the expansion of its product offering.
The investment comes at a time when access to liquidity remains a major challenge for Spanish SMEs. According to Cesgar (Spain's Mutual Guarantee Societies), 73% of SMEs sought liquidity to support their day-to-day operations in 2025, while half required external financing. At the same time, the average payment period exceeds 80 days—around one-third above the legal limit—according to Cepyme.
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