Barcelona-based Murphy, an AI-driven platform designed to revolutionize debt servicing, has raised €12.8 million in pre-seed and seed funding to fuel its expansion in Europe and the U.S. The investment round was led by Northzone, with additional support from ElevenLabs, Lakestar, Seedcamp, and Enzo Ventures.
Founded in 2024 by Borja Sole and Marc Sanchez, Murphy leverages AI to replace traditional call centers with fully autonomous agents that work across more than 100 languages and multiple communication channels. The platform promises to recover more debt faster, while reducing costs and improving customer experience.
Murphy’s AI solution enhances recovery rates by 40% compared to conventional methods, cutting down the time spent on collections by 75%. The platform offers detailed performance insights through dashboards, helping businesses optimize their debt recovery processes.
The debt servicing industry, historically slow and fragmented, is ripe for transformation. Murphy aims to address inefficiencies in this $300+ billion sector by using state-of-the-art AI technology, 24/7 omnichannel outreach, and personalized communication strategies. This disruptive approach is already being adopted by financial institutions, telecom companies, and debt servicing agencies worldwide.
Murphy plans to use its new funding to scale its product, expand its teams, and accelerate international growth.
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