The National Innovation Company (Enisa), a state-owned commercial company under the Ministry of Industry and Tourism, has consolidated its role as a key player in financing and supporting innovative Spanish SMEs.
"Enisa’s role as a financial instrument to strengthen the business fabric is fundamental. Its financing, scalable and tailored to the different growth stages of companies, has proven to be effective: in 2025, 514 participatory loans were granted, totaling €86.2 million," highlights Jordi Hereu, Minister of Industry and Tourism.
This fiscal year has been particularly significant: Enisa began managing its participatory loans through the new Recovery and Resilience Mechanism of the Recovery, Transformation and Resilience Plan (PRTR), funded with European Union resources. This change helped eliminate seasonality and ensure permanent fund availability.
"This measure has been very well received by the entrepreneurial ecosystem, generating a strong increase in demand: 67% more applications in December and, as of January 16, the same number as in the whole of January 2025. It is a clear indicator of the measure’s positive reception and impact," says Carolina Rodríguez, CEO of Enisa.
Key figures for 2025
Financing
Average loan amount: €179,364
Distribution by autonomous communities:
Company size
Company age
Sectors
Carolina Rodríguez also highlights that, “when a company obtains an Enisa loan, it gains more than just financing: it gains stability and room to grow. Our financing not only boosts business projects but also empowers the people leading them. What they receive is not just financial support: it is time, confidence, and it contributes to developing their talent and capabilities, consolidating their vision, taking measured risks, and advancing their professionalization.”
Startup certification
In addition to financing, Enisa continued in 2025 the process of certifying startups, allowing them access to the tax benefits under the Startup Law. To date, 1,929 companies have been certified
About Enisa
Enisa is a public commercial company under the Ministry of Industry and Tourism whose mission is to support innovative and viable projects from Spanish entrepreneurs and SMEs, facilitating their development and competitiveness in the global market.
It offers participatory loans ranging from €25,000 to €1.5 million, without requiring collateral or guarantees, beyond a solid project and the professional solvency of the management team.
Additionally, it acts as a certifying entity for startups wishing to benefit from the incentives under the Startup Law, a pioneering regulation in Europe.
By the end of 2025, Enisa had granted 9,541 loans to 8,283 companies, totaling €1,471 million
+ info:comunicacion@enisa.es| www.enisa.es
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